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Our Town 2023

SOLD OUT! New books will be available at the end of the year.

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Savvy Shopper 2020

Get the Savvy Shopper Booklet and learn how to save tons of money! The booklet has over 200 pages with thousands of money-saving tips. Great for someone just starting out or wants to learn more ways to save money. Only $13 plus get FREE shipping! Learn to save thousands and thousands of dollars!

Included in the booklet are ways to save on these topics:
Rules for Saving, Shopping Tips, Money Saving Apps, Negotiating Savings, Budgeting, Consumer Protection, Coupons, Coupon Booklets, Daily Deals, Rebates, Best Price & Service Guarantees/Price Matching, Rain Checks, Mail/Shipping Orders, Clearance Items, Returns, Receipts, Warranties, Store Loyalty/Rewards Cards, Gift Certificates/Gift Cards, Freebies, Buy One Get One Free Deals, Store Closings, Dollar Stores, Thrift Stores, Garage Sales/Flea Markets, Outlet Stores, Shopping Club Memberships (Warehouse stores), Auctions, Clothing, Restaurant/Bar Deals, Food & Beverage Deals, Entertainment Deals, Books/Magazines/Newspapers, Birthday Deals, Travel Savings, International Travel, Gasoline Savings, Car Savings, Parking Savings, Home Purchase/Mortgage, Home Maintenance/Items, Home Heating/Energy, Employer/Local Corporation Savings/Discounts, Banks/Payday Lenders, Credit Cards/Credit Scores, Taxes, Legal, Debt Help, Insurance, Children, Schooling, Weddings, Marriage/Relationships, Health, Sports, Jobs, Retirement, Charity, Social, Pets, Haircuts, New!: Cutting the Cord, Technology/Internet/Computers/Electronics, Etc., Phone Savings, Cell Phones, Miscellaneous Tips/Information, Traits of Savers vs. Spenders, Other Money Saving Web-sites

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Learn how to save a ton of money at one of my classes! All classes are free unless otherwise noted. Be sure to register for libraries that require registration as some have waiting lists. I hope to see you there! To view my upcoming class schedule please go to:

At my Couponing/Savvy Shopper class learn how to consistently save 70% and more through couponing, sales, and rewards programs on groceries and toiletries. Find out new ways to save money on restaurants, utilities, cell/smart phones, travel, gas, prescriptions, clothes, and much more! Discover the psychological aspects of shopping and saving money. Find out how to save too much money!

At my Travel Affordably class learn how to get the best deals on car rentals, flights, cruises, lodging, and transportation. Find out how to save on entertainment and restaurants at your destination. You’ll learn where to find flights to Hawaii and Europe for around $300, Cruises for 80% off or more, free flights, the best places to economically travel, and travel saving secrets.

At my Cutting the Cord class find out your options to getting rid of cable. Learn ways to cut costs. Discover how to get free TV, including using an easy-to-install antenna or free streaming video services. Find out your options for streaming video devices, including Roku, Apple TV, Google Chromecast, or Amazon Fire TV Stick and what shows you can access with them, including live TV and sports. Find out which of the many streaming video services from Hulu, Sling, Netflix, to Disney+ and many more are best for you. Make sense of all the confusion of switching from cable to another service and the technical parameters needed to do so. Find out how much you can save!

Saturday, July 27, 2024 – Cutting the Cord Class – Aurora Community Education – 2:00 pm – FEE – Register at:

Monday, August 5, 2024 – Travel Affordably Class – Perry Library – 7:00 pm FREE! Register at: Only 3 Seats Left!

If you’re interested in booking a class for your organization whether it be a PTA, Senior Center, Business, Church, or Library, please contact me at or 440-227-6223. I can tailor the topics to your organization.

If you’d like for me to teach a class at your local library, feel free to contact your library and request me. Have them get a hold of me at to book me. Thank you!

Shop Lugz Footwear

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FRESH THYME – Baby Back Rib – $1.99/lb after $1 ecoupon
GIANT EAGLE – Wed, 6/19 Only: IHOP Coffee KCups or Bags – $1.99
KAY JEWELERS – Win Father’s Day with 60% Off these Ultimate Deals – Kay Outlet
MARCS – Pennystick Pretzels 8-12 oz – $1, Cotton Balls Jumbo 70 ct – BOGO – 2/.99

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Cutter and Buck, Inc.

Buy $60 in Hooley Gift Cards, only pay $50. In-store or online. Enter Coupon Code GC$10free when ordering online. Offer valid through 7/31/24. No limit. Cannot be applied to previous purchases.

$1 Wing Every Tuesday from 4 to Close. No limit. Dine-in only.
Choose one of four popular lunch selections and a soft drink for only $10.

LEGO Brand Retail

Sale through Wednesday:
Strawberries or Blueberries – $1.67
Yoplait – 10/$5 after $1 ecoupon
Edys, Outshine Bars, or Frosty Paws – 42/$5 after $2 ecoupon
Stouffers Entrees – $2
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Townhouse, Club, or Toasted Crackers – BOGO
Wed, 6/19 Only IHOP Coffee KCups or Bags – $1.99

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Affiliate Exclusive - Free Shipping on Orders $50+. Use Promo Code: AFFRSHP.

Fidn free concerts in the Northeast Ohio area this summer at:


The average inflation rate since 1980 was 3.34%. Since 1914 it averaged 3.27% and 3.54% since 1950. The average inflation rate for the past year was 3.38%. So the current inflation rate is “normal”. The difference is that once a price goes up it typically doesn’t go down and that is what people are feeling right now after it averaged an 8% climb in 2022. The last time inflation was below zero was in 2009 during the Great Recession when it decreased .4%. In 2015 it came close to that with a .1% increase.

Inflation was much worse in some years when it averaged over 10% for the year. In years 1974, 1979, 1980, and 1981 inflation averaged over 10%. It hasn’t been above 10% since those years. The Feds target rate is 2% inflation, so they always expect prices to rise and they are tinkering with rates now to get it lower than the 3% range it’s in now.

Some good news. The Consumer Price Index (CPI) which tracks the price of goods and services came in lower than expected this past month. It didn’t increase over the previous month and was the lowest monthly reading since July 2022. The Producer Price Index (PPI), also known as wholesale prices declined 0.2% from April to May. Other indicators show the economy slowing, so the Fed is expected to lower interest rates in the coming months, but not as many as expected since the economy is still running hot.

The Fed announced it now only plans one decrease to the interest rate this year rather than the six it planned earlier in the year. The economy is still doing too well and rates won’t go down until it slows down. One sign of the economy doing well is that the labor market added 272,000 jobs last month when 180,000 was expected by economists. Seems counterproductive to try and slow down an economy, but that is what will bring inflation down. The stock market loved the news as it hit near record highs again.

In the meantime, take advantage of the high savings and CD interest rates.

Find historical inflation rates here:

Sam's Club

Megabus, the bus company with fares that started at $1, declared Chapter 11 bankruptcy. They said they were unable to recover from a decline in ridership brought on by the pandemic. They will sell certain bus lines to an affiliate of Renco Group, as well as its Megabus intellectual property and retail operations. Avalon Transportation has also agreed to buy some Coach assets.

They last offered bus services in 27 locations (was in 280 cities over the years) in the US and Canada and carried more than 38 million passengers every year, according to its website. They haven’t had service in Cleveland for a few years. They started in 2006.

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Some countries are on a Do Not Travel prepared by the US Department of State list are not surprising. Some on Level 2: Exercise Increased Caution are a bit surprising. They include Italy, UK, Sweden, Bahamas, and Spain. In the past I’ve been to two of the Level 4 (Do Not Travel) list and one on Level 3 (Reconsider Travel). Most have issues with crime, political or military unrest, wars, or unstable situations.

Here are the Level 3 & 4 countries:

Level 4: Do Not Travel
Burkina Faso
Burma (Myanmar)
Central African Republic
North Korea (Democratic People’s Republic of Korea)
South Sudan

Level 3: Reconsider Travel
Democratic Republic of the Congo
El Salvador
New Caledonia
Papua New Guinea
Saudi Arabia
Trinidad and Tobago

Find the current list at:

I’ve read Dear Abby or Ask Amy for decades. I like to see how their responses handle different problems du jour. Sometimes I might get a nugget of wisdom from their column. Plus since the News Herald is so replete of much content I have to get my money’s worth by reading it too. Now Ask Amy (Amy Dickinson) is hanging up her pen as did Dear Abby some time ago. This time a man will take her place. The new column will be Ask Eric. Might be interesting to get a different viewpoint on advice. I don’t think the advice will be much different unless Eric is rough around the edges and likes to drink a case of beer before answering the questions.

Back some years ago Dear Abby, also known as Pauline Esther “Popo” Philips wrote the gold standard of advice columns. After awhile I started to notice how she kept giving bad advice and giving herself “noodle lashing” for getting it wrong. After seeing way too many columns with her giving bad initial advice I decided to write her and gently told her it was time to retire. She even wrote me back. It must have struck a chord because she did retire shortly thereafter.

I do find it odd that some people that give advice in their field don’t have a background that lends to them being qualified to give advice. Sure some things are out of their control, but when their decisions take them down the path of failure I don’t know if I want to get advice from them on what exactly they failed at doing.

For instance, would you take financial or business advice from someone that went bankrupt? Or would you go to a marriage counselor that was divorced multiple times? How about go to a doctor whose patients came out worse after their diagnosis from that doctor? Yeah, no. I’d rather take advice from successful people that knew the right avenue to take.

Even Dear Abby didn’t get along with her sister. A few months after Eppie Lederer took over as Ann Landers, her twin sister Pauline Phillips introduced her competing Dear Abby column, using the pseudonym “Abigail Van Buren”, which produced a lengthy estrangement between the two sisters. Dear Abby wrote her column until retiring in 2002, at which time her daughter, Jeanne Phillips, took over.

You’d think that someone whose job is to give out relationship advice would have all the answers to life and know how to solve problems. Ask Amy and her daughter Jeanne were divorced and they would give out marital advice. It all makes you wonder what makes anyone qualified to give life advice. Does a person that makes mistakes in life and learns from them make them qualified? Usually Mom and Dad were left to guide us as kids. Sometimes teachers, a sibling, pastors or a trusted relative or coach would take that role. We all can look back and know someone whose advice was sound. Sometimes these same people fail us, but that’s what life is all about. We all fail along with others around us and we have to come to some type of realization as to why we failed and to assist we read advice columns to figure out what happened and how to solve it. Some people blame others when they should look at themselves more deeply. …what am I doing here? Yeah, it seems like I am trying to audition for the next Dear Abby. Maybe after Eric. Stay tuned.

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Sale through Tuesday.
Red Grapes – .99/lb
Strawberries – $1.89
Lemons 2 lb – $2.89
Large Seedless Watermelon – $4.65
Fresh Chicken Drumsticks – .99/lb
Fresh Chicken Breasts – $2.19/lb
Fresh Pork Spareribs – $1.79/lb
Clancys Kettle Chips – $1.49

Scan you CVS loyalty card before you shop at the CVS coupon kiosk inside stores near the entrance to get coupons.
Join the CVS Carepass program for $5 per month and earn a $10 Extra Buck reward each month plus many other perks. Sign up at
Limits of 2 or more on some deals. Some deals you may have to purchase in two transactions as the coupons are a limit of 1. CVS “accumulates” purchases that qualify for Extra Bucks deals through the sales week.

For CVS deal breakdowns go to:

1 Free 8×10 Print (not valid in app, affiliate only) 3-day flash deal
$9.99 Special Price 11×14 Canvas (Unframed)
10¢ 4×6 prints (min.75)
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Sale through Tuesday.
Get DDM ecoupons at:

Earn points by presenting your Courtesy Card to the cashier when purchasing qualifying merchandise with their Pro Points Program. Earn 1 point for every $1.00 spent on qualifying merchandise. Earn points for every eligible prescription filled. Register at
Seniors save an additional 10% on Wednesdays. Exclusions apply.

Mens Belts – $4.99
Baby Cut Carrots – $1
StarKist Tuna Packet – $1

Click here for electronic and print coupons for Dollar General, including a $5 off $25 purchase coupon good on Saturdays:

Best Western - Pet Friendly

Click here to get Fresh Thyme coupons:
Sale through Wednesday.

Baby Back Rib – $1.99/lb after $1 ecoupon
Corn – .34
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Get Marc’s ecoupons at
Sale through Tuesday.
Corn – .34
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Sale through Saturday:
$20 off $100 qualifying regular price purchase with code JUNESAVE20
Save 20% on qualifying Print Services purchase with code SUMMER20
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Save over $300 on select PCs!
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Formerly Sun Plum Market. Located next to Gale’s Garden Center in Willoughby Hills and in Lyndhurst.
Sale through Wednesday.
Seedless Watermelon – $2.99
Blueberries or Strawberries – $1.50
Grape Tomatoes – .99
Bunch Radish – .99
English Cucumber – .99
Cluster Tomatoes – .99/lb

Mortadella or Provolone – $3.99/lb

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For Rite Aid deal breakdowns go to:

Rite Aid Rewards is a points-and-rewards based loyalty program that allows customers to earn points on eligible* Rite Aid purchases made in Rite Aid store locations, online and through their mobile appCustomers can convert their points to BonusCash to be used as a discount at checkout on a future purchase. There is no cost to enroll in the program. Access special promotions and personalized offers, exclusive member deals and promotion, members-only instant BonusCash promotions and pricing, personalized offers and challenges around the brands purchased. Sign up at

Earn Points with select purchases. Earn 10 points per $1 spent on qualifying products across the store. Earn 250 – 750 points per qualifying prescription pickups. Earn 250 points per eligible immunization in-store pharmacy location.

Convert points into BonusCash for redemption. Convert 1,000 points for $2 BonusCash, 2,000 points for $4 BonusCash, 3,000 points for $6 BonusCash. Find BonusCash deals at

Each month select up to 6 of 12 Bonus Challenges to earn bonus points. Find them at

Clip members-only digital coupons (formerly referred to as Load2Card), redeemable in-store and online. Find them at

With Rite Aid Rewards 65+ earn 5x points for eligible purchases the first Wednesday of every month. Earn 5x points, in-store purchases that day for all Rite Aid Rewards 65+ members, special monthly activities with a different health topic each month, and get free Pharmacist consultations.

Sale through Tuesday:
Conns Chips – 7.5 oz – $1
Cherries – $2.99
Crystal Falls Sparkling Water – .60

Sale through Saturday.
40% off our top selling chairs; Get our Kelburne Blk for only $69.99
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Get beach ready! Shop swimwear: one pieces, tankinis, and more starting at $14.99!

Save BIG on summer clearance at TJMaxx!

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Be rewarded the Web's Premiere Rewards Site

For Walgreens deal breakdowns go to:

Get these deals and tons more for annual magazine subscriptions. Use code JOETHECOUPONGUY to get an additional 20% off on select magazines! Magazines for less than $5 annually!

Tuesday, June 18th
Dwell – Deal PRICE: $7.50 per year – Use Coupon Code: 180847
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Wednesday, June 19th
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Thursday, June 20th
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Chick-fil-A – Ohio-82 in Broadview Heights
Panera Bread – 55 Springside Dr. in Montrose
Bad Medicine – restaurant/bar at 13334 Lorain Ave. in Cleveland
D. P. Dough – 11446 Euclid Ave. in Cleveland

56 Kitchen – 3245 Warrensville Ctr. Rd. in Shaker Heights
Cleveland Bagel – 16300 Detroit Ave. in Lakewood

J. Pistone Market and Gathering Place – 3245 Warrensville Ctr. Rd. in Shaker Heights

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Disclosure: This blog accepts forms of compensation. The compensation received may influence the advertising content, topics or posts made in this blog. Offers are subject to change.

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