DEALS O’ THE WEEK, RECORD LOW MORTGAGE RATES

HOLIDAY MERCHANDISE
Most stores will have holiday merchandise at least 50% off. I’m waiting until they go 75% off or more since during the holiday season most of the holiday merchandise was already 50% off.

CVS
Zyrtec 5 count – free after extrabucks
Theraflu – 27 cents after purchase of 2 with $3 coupon on each and $3 extrabucks
Buy $30 worth of CVS brand items get $10 CVS gift card (items shown in ad)

GABRIEL BROTHERS
Get an additional 30% to 50% off clearance priced items.


Joann.com

JOANN FABRIC AND CRAFT CENTERS
10% off your total purchse including sale items coupon in ad – good Fri, 12/30 and Sat, 12/31.
Use online code: NGS365
Click here to shop online:
http://tinyurl.com/y2q99gx

MICHAELS
70% off winter clearance sale.
Monday only coupon in ad: Get $5 off for every $25 spent
50% off one regular priced item coupon in ad

OFFICEMAX
Get 100% back in Maxperks on some staplers, cases, and glue.
Click here:
http://www.officemax.com/office-supplies/paper

RITE AID
Goldfish crackers – 2/$2 after $1 UP reward – limit 2
All jewelry – buy 2 get $3 in UP rewards – both free on items that are $1.50 each – limit 2
Alka Seltzer cold relief – 99 cents after $2 coupon – limit 2
Theraflu – 99 cents after $3 coupon – limit 4


STAPLES
Save 50% off Yankee Candle!
Start Date: 12/25/11
Expires: 12/31/11
Click here:
http://tinyurl.com/72mrc6s


Walgreens Neighbors

WALGREENS
Lichi Super Priobiotic – free after $10 register reward
Tuff garbage bags – up to 36 count – $2.99 with coupon
Red Baron pizza – $2.99 with coupon

$5 Off a $30 Purchase
Coupon Code: NEW5
Start Date: 12/25/2011
End Date: 12/31/2011

20% Off Contacts
Coupon Code: SEASON20
End Date: 12/31/2011

$10 Off a $50 Purchase
Coupon Code: NEW10
Start Date: 12/25/2011
End Date: 12/31/2011

$10 Off Photo Orders of $25 or More
Coupon Code: ORDER10
End Date: 12/31/2011

25% Off Photo Orders
Coupon Code: ORDER25
End Date: 12/31/2011

$15 Off Photo Orders of $30 or More
Coupon Code: ORDER15
End Date: 12/31/2011

BOGO on Photo Calendars
Coupon Code: CALBOGO
End Date: 12/31/2011

37% Off Photo Orders of $20 or More
Coupon Code: 37OFF20
End Date: 12/31/2011

$.09 Prints on Orders of 75+
Coupon Code: GREAT9
Start Date: 12/25/2011
End Date: 12/28/2011

66% Off the 11×14 Premium Wall Calendar
Coupon Code: PREMIUM
Start Date: 12/25/2011
End Date: 12/31/2011

Click here:
http://tinyurl.com/6luwdr7

ELECTRONICS
Sometimes the best time to get electronics is after the holidays. Better new models are introduced to replace the old ones. Plus with the Super Bowl around the corner there are TV deals to come. Find out the best time to buy an electronics item by checking http://www.decide.com. It will tell you if they expect the price of the item to drop, stay the same, or rise. The site shows the price history, product detail, and cost at various suppliers of an item.

CLEVELAND PLAIN DEALER REDUCE YOUR GROCERY BILL STORY
The PD did a story about getting deals at grocery stores. They quoted me in the story. Unfortunately the story got internet coupons and e-coupons mixed up. Stores will accept internet coupons with store coupons. They won’t allow a manufacturer and an internet manufacturer coupon on the same item just as they won’t allow two paper internet or two manufacturer’s coupons on one item. They will sometimes allow an e-coupon (not-printable coupon – just electronically attached to your loyalty card) and manufacturer’s coupon on the same item. Here is what I sent for the story:

•Take advantage of printable internet coupons offered on sites like http://www.coupons.com, http://www.couponnetwork.com, http://www.smartsource.com, http://www.boxtops4education.com, http://www.kelloggs.com, and http://www.mambosprouts.com. Most stores take internet coupons and they will double at stores that double with a qualifying coupon and purchase.

•Enable e-coupons that link up to your loyalty card. E-coupons are electronic coupons that are triggered when you enable them on a variety of sites. You’ll get discounts on your order at the register when you make a qualifying purchase. Depending on the store, some of these deals “stack”. Stacking is when you use a paper manufacturers coupon along with an e-coupon along with a paper store coupon or combination thereof all on one item. You can find e-coupons at http://www.savingstar.com, http://www.gianteagle/com/save/eoffers, and http://www.shortcuts.com. Giant Eagle doesn’t allow e-coupon/paper coupon stacking.

•Buy items only when they are at least 50% off. Plus use a coupon at that time for even bigger savings.

•Most everything goes on sale every six weeks, so time your shopping and stock up to last you until it goes on sale again. Get extra newspapers for additional coupon inserts so that you can use a coupon on each additional item you are stocking up on. To get additional coupon purchase the Sunday PD goes on sale for $1.25 at many stores starting on Mondays or get the Sun Newspapers for 75 cents.

•If anyone is interested in learning more about couponing and how to save money grocery-shopping and on other topics, they can attend one of my classes. My schedule can be found at http://www.joethecouponguy.com/schedule/index.htm. Sometimes people don’t get started with another level of saving because they are overwhelmed with all the different sites and how they work. A class helps visualize how everything works.

Click here for the story:
http://www.cleveland.com/business/index.ssf/2011/12/how_to_reduce_your_grocery_bil.html

NATURAL GAS
Starting in January, the NOPEC (Northeast Ohio Public Energy Council) variable rate for natural gas will drop to $4.34 per mcf while the fixed will be $5.95 per mcf. NOPEC is in over 125 communities and offers cheaper natural gas through the consortium. You have to request the variable rate, otherwise you will be on the fixed rate. NOPEC can be contacted at 1-888-848-7914.


Print Free Coupons

COUPONS.COM
Print the over 150 coupons available at Coupons.com before they disappear before the end of the month.
Some of the coupons available:
Scotch-Brite Greener Clean sponge – .50
Illy Issimo – $2/2
Smart Balance Milk – $1.50
Truvia sweetener- .80
Herpecin L – $1
Centrum Vision vitamins – $5
Robitussin – $1
Bon Appetit meal – $2.50
Benefiber – $2
Brawny – .55
All You Magazine – .50

Click here:
http://tinyurl.com/255z7qp

TOP TEN NEW YEARS RESOLUTIONS
10) Blink less.
9) Stop yelling “Fire!” in crowded restaurants.
8) Eat more high fiber, high protein acorns that I find on the sidewalk.
7) Exercise more by doing jumping jacks and a squat thrust or two while waiting in line.
6) Reduce my carb intake by using fancy forks instead of my hands to eat.
5) Add a little more vibrato when I whistle.
4) Make sure I carefully read whether a recipe calls for teaspoons rather than tablespoons.
3) Stop smashing my cart into other carts just for sport.
2) Greet people with a tip of my cap and a curtsey.
1) Learn to play the banjo for impromptu neighborhood concerts.

All joking aside, I do wish everyone great health, happiness, great jobs, financial stability, great relationships, and spiritual wealth. And it can start today. No need to wait until January 1st.

HOME MORTGAGE RATES RECORD LOWS
The average rate on the 30-year fixed mortgage fell to a record 3.91 percent this week, the third time this year that rates have hit new lows. The 3.91 percent rate is the lowest average for long-term fixed mortgages on records dating to the 1950s. The average on the 15-year fixed mortgage was unchanged this week at 3.21 percent. That’s also a record. Look into refinancing! You can save tens of thousands of dollars! Work the closing costs into the loan and you most likely will still pay less than you are and lower the number of years of your loan. Check http://www.bankrate.com for current rates and to find the rates of most banks in your area.


BEST DEAL MAGAZINES
Use code SANTASALE19 to get 19% off your order. Monday, 12/26/12 only!
Weekly deals for annual subscriptions:
FITNESS
Additional 20% Off
$3.76 for 1 year
Coupon Code: WKLYSPEC

MEN’S FITNESS
Additional 20% Off
$3.76 for 1 year
Coupon Code: WKLYSPEC

PARENTS
Additional 20% Off
$3.76 for 1 year
Coupon Code: WKLYSPEC

Daily Deals on annual subscriptions:
12/26 – Reader’s Digest 1 Year – $6.99
12/27 – Natural Health 1 Year – $4.29
12/28 – Consumer Reports – with Buying Guide 1 Year – $25.95
12/29 – Outdoor Photographer 1 Year – $4.29
12/30 – Bridal Guide 1 Year – $4.29
12/31 – Road & Track 1 Year – $4.29
1/1 – Shape 1 Year – $4.29
1/2 – Clean Eating 1 Year – $9.39
1/3 – Budget Travel 1 Year – $5.29
1/4 – Golf Tips 1 Year – $4.29
1/5 – Mother Jones 1 Year – $5.29
1/6 – Seventeen 1 Year – $4.29
1/7 – Old House Journal 1 Year – $4.29
1/8 – Rolling Stone 1 Year – $4.29

Deal of the Day valid only on date specified through Midnight EST

SEASON OF SAVINGS AT BEST DEAL MAGAZINES
Take An Extra 15% Off Most Titles
Code: PXCJ0108 Offer Expires January 8, 2012
250+ Magazines under $10 with this coupon!
70+ Popular Magazines – Just $3.99 with this coupon!
30+ Popular Magazines – Just $5.24 with this coupon!

TAKE AN EXTRA $5 OFF $30 ORDER COUPON
Code: MNDCJ0108 Offer Expires January 8, 2012

TAKE AN EXTRA $7.50 OFF $40 ORDER COUPON
Code: MQQCJ0108 Offer Expires January 8, 2012

TAKE AN EXTRA $10 OFF $50 ORDER COUPON
Code: MQPCJ0108 Offer Expires January 8, 2012

TAKE AN EXTRA $15 OFF $70 ORDER COUPON
Code: MTKCJ0108 Offer Expires January 8, 2012

Click here:
http://tinyurl.com/yegw9yq

2012 OUR TOWN AND ALL AROUND COUPON BOOK
Did you get the 2012 Our Town book as a gift? No! Well don’t fret, you can get them for $28 with free shipping and get a bonus deal.
Bonus Offer: Buy TWO Our Town Coupon Books, get a 2011 Savvy Shopper Booklet for Free ($13 value)! Offer ends 12/31/11.

The Our Town coupon book has Hundreds of coupons for Northeast Ohio area restaurants, drug stores, movies, golf courses, fast food, pizza, dry cleaning, wineries, entertainment and more! Best coupon book available! Coupons cover an area from Amherst to Ashtabula to Akron! Only $28 and Free Shipping! It’s like getting 1,000 Groupons, but for only $28!

HIGHLIGHTS* New restaurant coupons include Carrie Cerino’s, Wood & Wine, Chocolate Bar, Guarino’s, Mia Bella, Mezcal, Tequila, Valley Junction Family Restaurant, Mavi Winkle’s, Frankie’s Italian Cuisine, Lone Tree Tavern, Vivo, Knotty Pine, Willoughby Brewing Company, Guarino’s, Harry Buffalo, Joey’s, Cozumel, Boneyard, Dino’s, The Savannah, and many more!

* SAVE – The book will pay for itself after 1 or 2 coupons. It’s like finding a gift card on every page!

* FINE DINING – 160 Fine Dining Restaurants with savings of $10 or more. Most offer half off dinners for those dining alone!

* ENTERTAINMENT – Coupons for museums, tickets for local attractions, sport-related attractions, comedy clubs, and much more!

* SPICE – New this year is our “Spice Up Your World” section featuring restaurants that are serving up all your zesty, flavorful dishes.

* BIRTHDAY COUPONS – FREE dinners on your birthday coupons.

* FAST FOOD/PIZZA/LOCAL RESTAURANTS – Over 450 “two for one” or “50% off” offers at fast food restaurants, pizza restaurants, and neighborhood favorites.

* WINERIES – Over 30 coupons for wineries from across Northern Ohio.

* GOLF – Coupons for over 72 free rounds of golf.

* MISC. COUPONS – Coupons for dry cleaning, tanning, Pat Catans, Sav-A-Lot (five $5 of $20 purchase), Gale’s and much more!

* Coupons good now through December 1, 2012!

Click here to order:
http://www.joethecouponguy.com/merchandise/index.htm

NOMIE BABY
$15 for $30 worth of cozy car seat covers, stroller blankets and more from Nomie Baby
Click here:
http://tinyurl.com/6ego57m

WINE BOTTLE HOLDER
$21 for a magic chain wine bottle holder, shipping included ($50 value)
Click here:
http://tinyurl.com/6ego57m

CYDLE TABLET ANDROID
$159 for a Cydle tablet with Android 2.3 OS and accessories, plus free shipping! ($299 value)

Click here:
http://tinyurl.com/6ego57m

COVE OF LAKE GENEVA
Escape to The Cove of Lake Geneva. Cut and run for a one-night ($110) stay for two in an Anchor Suite, featuring a fully equipped kitchen, whirlpool tub, gas fireplace, flat-screen TV, and patio. With the one-Night Stay for Two, get a Wine and Cheese Hour, and $25 Resort Credit
Click here:
http://tinyurl.com/4epwuq5

PARENTS MAGAZINE
Pay $7 for a two-year subscription to Parents Magazine (a $24 value).
Click here:
http://tinyurl.com/4epwuq5

WING WAREHOUSE
Gobble up some wings at Wing Warehouse Eastlake. Spice things up and spend $10 to receive $20 worth of tasty bar eats
Click here:
http://tinyurl.com/4epwuq5

AESTHETICS ETC
Aesthetics, Etc., a premier skincare spa in Westlake. For $40, try the deep-cleansing facial, which includes a facial steam, exfoliation, massage, extractions, and a customized mask to remove impurities (regularly $80). Or, for $37 (regularly $75), you can get a Brazilian wax.
Click here:
http://tinyurl.com/4epwuq5


EMBASSY SUITES
Enjoy Niagra Falls at Embassy Suites. Everyone has to see the spectacular Falls once in their life.
•One-night stay for two adults and up to five kids in a two-room Fallsview suite
•$50 CAN Seneca Casino slot-play voucher (located in N.Y., must cross border)
•$40 CAN dining credit to The Keg Steakhouse & Bar
•$20 CAN Dave & Busters gaming credit
•Two shuttle passes to Niagara Falls, area attractions, and casinos
•Two complimentary alcoholic beverages at manager’s reception
•Complimentary daily cooked-to-order breakfast for up to seven
Click here:
http://tinyurl.com/4bqn6dt

JOY OF COOKING
•For $12, you get the 75th anniversary edition of Joy of Cooking from BookPal (a $35 value).
•Shipping is an additional $5.95.

Click here:
http://tinyurl.com/4bqn6dt

CHI ENERGY SPA
Get done up at Chi Energy Spa. Choose between the following options:
•For $29, you get a basic mani-pedi (a $60 value).
•For $30, you get a 50-minute relaxation massage with a foot soak (a $65 value).
•For $45, you get a Shellac manicure and spa pedicure (a $90 value). Groupon-holders may upgrade to a Shellac pedicure for an additional $10.

Click here:
http://tinyurl.com/4bqn6dt

OLD FIREHOUSE WINERY
For $24, you get a winery outing for four at Old Firehouse Winery in Geneva (a $49 value). The outing includes:
•Four wine glasses
•One meat and cheese tray
•Four imprinted corkscrews
For an additional $1, groups may purchase four tasting trays that each contain 10 wine samples.
Click here:
http://tinyurl.com/4bqn6dt

NEW BALANCE
for $25, you get $50 toward athletic shoes, running apparel, and fitness accessories at New Balance Cleveland. Choose from locations in Beachwood, North Olmsted, Strongsville, and Westlake.
Click here:
http://tinyurl.com/4bqn6dt


Up to 90% off top rated local fun!

ARBYS
Click here for a free jr Jamocha shake coupon at Arby’s (through 12/31):
http://lsm.fishbowl.com/images/messages/Arbys/24185/20/2578791323965629free_shake.JPG

STARBUCKS ICE CREAM
Click here for a $1.50 coupon for Starbucks ice cream:
http://tinyurl.com/74u8zlg

BANKRUPT
Saab – they are also stopped honoring their warranties – GM will honor them for the time when cars were purchased when they owned them.

OPENING
Murphy’s Ale House – Valley View

WELW
Listen at 7:18 AM on Wednesdays to WELW 1330 AM as I go over the deals of the week on the Wake Up Lake County Show. Go to http://www.WELW.com to listen to old podcasts or to listen live.

CLASS SCHEDULE
Learn how to save a ton of money at one of my classes! Learn how to save 70% and more grocery shopping and over 90% toiletry shopping. Also find out how to save money on restaurants, utility bills, cell phones, travel, gas, and tons more! To view my upcoming class schedule please go to: http://www.joethecouponguy.com/schedule/index.htm

If you’re interested in booking a class for your organization, please contact me at joe@joethecouponguy.com.

Be sure to register for libraries that require registration as many have waiting lists.

January
Tuesday, January 10, 2012 – 7:00 PM – Amherst Library
Tuesday, January 17, 2012 – 7:00 PM – Streetsboro Parks & Recreation – fee
Wednesday, January 18, 2012 – 7:00 PM – Brecksville Library
Monday, January 23, 2012 – 7:00 PM – Cleveland Heights/University Heights Noble Road Branch Library
Monday, January 30, 2012 – 7:00 PM – Akron Odom Boulevard Branch Library

February
Thursday, February 2, 2012 – 7:00 PM – Brookpark Early Childhood PTA
Wednesday, February 8, 2012 – 7:00 PM – Lakewood Community Education
Wednesday, February 29, 2012 – 7:00 PM – Shaker Heights Library

March
Monday, March 5, 2012 – 7:00 PM – North Ridgeville Library
Tuesday, March 6, 2012 – 7:00 PM – Streetsboro Parks & Recreation – fee

April
Tuesday, April 3, 2012 – 12:00 PM – Geauga County Retired Teachers – Chardon
Tuesday, April 10, 2012 – 7:00 PM – Mayfield Library
Monday, April 16, 2012 – 7:00 PM – Burton Library

May
Tuesday, May 8, 2012 – 7:00 PM – Streetsboro Parks & Recreation – fee
Wednesday, May 9, 2012 – 7:00 PM – Middlefield Library

FACEBOOK
Hey there, Like the Coupon Guy on Facebook at:
http://www.facebook.com/pages/Joe-The-Coupon-Guy/197073886914

Joe
http://www.joethecouponguy.com

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